John Mauldin
Investment Manger; President, Millennium Wave Investments

As a recognized expert and leader on investment issues, Millennium Wave Investments president John Mauldin is primarily involved in private money management, financial services, and investments.

John Mauldin is a prolific author, writer and editor of the popular Thoughts from the Frontline e-letter which goes to over 1,500,000 readers weekly, and is posted on numerous independent websites. He is also a frequent contributor to other financial publications, including the Fleet Street Letter and The Daily Reckoning. His new book, "Bulls-Eye Investing", due out in the spring of 2004, will explain to investors why we are in a secular bear market, and then show them how to find absolute returns in a variety of funds and investments, including, but not limited to hedge funds. (To view some chapters today, go to www.absolutereturns.net.) In the book, John will make the case that investments which offer deep value and absolute returns will be the preferred investment vehicle for the rest of the decade. He will give an easily understood explanation of how to invest in stocks in the current environment, of the hedge fund and alternative investment world, and will help investors navigate through the various offerings, both onshore and offshore, to find the right investment strategies for their portfolio.

John Mauldin demonstrates an unusual breadth of expertise, as illustrated by the wide variety of issues addressed in-depth in his writings. He has a unique ability to present complex financial topics and make them understandable to the lay reader. His background includes a wide variety of studies and experiences and he has traveled extensively. John speaks at numerous investment conferences and seminars. These range from small gatherings focused on high net worth individuals to large conferences geared to average investors.

John Mauldin is a Fort Worth, Texas businessman, married to his wife Eunice (his favorite Canadian export) and the father of seven children, ranging from ages 9 through 26, five of whom are adopted.

John Mauldin graduated from Rice University in 1972, with a Bachelor of Arts degree and from Southwestern Baptist Theological Seminary with a Master of Divinity in 1974. He was Chief Executive Officer of the American Bureau of Economic Research, Inc., a publisher of newsletters and books on various investment topics, from 1982 to 1987. He was one of the founders of Adopting Children Together Inc., the largest adoption support group in Texas. He currently serves on the board of directors of The International Reconciliation Coalition and the International Children's Relief Fund. He is also a member of the Knights of Malta, and has served on the Executive Committee of the Republican Party of Texas.

John Mauldin is the President of Millennium Wave Advisors, LLC (MWA) which is an investment advisory firm registered with multiple states. MWA is also a Commodity Pool Operator (CPO) and a Commodity Trading Advisor (CTA) registered with the CFTC, as well as an Introducing Broker (IB). John Mauldin is a registered representative of the Williams Financial Group, an NASD registered broker-dealer.